If you're interested in financing options, we're happy to help you explore plans that offer competitive rates without inflating the cost of your hot tub.
We believe in offering the best value possible, which is why we don’t often advertise 0% financing. While it might sound like a great deal up front, the reality is that the cost of a retailer offering 0% interest is usually built into the price of the product—meaning the price of your new hot tub, furniture set, boat, etc has to be inflated because the dealer pays the financing company to cover the cost of financing discounts.
We understand that financing can still make the most sense for many purchasers, so we have teamed up with HFS Financial to help make your dream become a reality. They specialize in Home Improvement, Pool, and Spa loans.
Info about HFS: https://www.hfsfinancial.net/about-hfs-financial/
60 Second Loan Application: https://www.hfsfinancial.net/promo/PremierPoolSpaMN
One of the things we love about HFS is their application does not affect your credit score and there is no obligation, so it’s nice to have that information on hand without being tied into anything. They are very fast as well; it is a much easier way to finance than most loans.
If you are interested in low or 0% Interest options, many credit cards also offer 0% interest rates as a sign-on incentive. These work a lot like the 0% dealership offered financing, but you won't get the hit from the dealer, and could actually earn credit card reward points at the same time as paying for your spa. Unlike many stores, at Premier Pool & Spa you can pay for your whole hot tub or swim spa purchase with a credit card. Many of our customers have gone this route to effectively save on both ends of the transaction.
We have included a link to Nerd Wallet's list of 0% or Low interest credit cards below. These are not affiliated with Premier Pools in any way, but Nerd Wallet generally only recommends high-quality banks and credit card institutions, so we have found it to be a good source of information, and one that doesn't limit you to only using financing offered by your dealer.
Nerd Wallet's List of 0% or Low Interest Credit Cards
If these aren't the right fit, we have also found local credit unions or banks to be a great resource for small loans. Just remember no matter who you finance through, to make sure you understand the terms of your loan. If you have further questions on financing, please reach out to us at 952-368-6070 (text or call).
